The purpose of this study was to measure the performance of mobile banking by offering an integration from the diffusion of innovation and service convenience models among college students in Indonesia. This study uses a cross-sectional design with a survey study as a data acquisition strategy and the quantitative research type. The questionnaire was completed by 202 respondents from the University of North Sumatra, Telkom Mercubuana, Multimedia Nusantara, Bengkulu, Brawijaya, Katolik Widya Mandala Surabaya, Negeri Jakarta, Tarumanagara, Trisakti, and Pembangunan Nasional Veteran, due to their active use of mobile banking. Data analysis used the partial least squares structural equation modeling approach, where the service convenience model was analyzed in the second order and the diffusion of innovation model was analyzed in the first order. The results prove that decision convenience, access convenience, transaction convenience, benefit convenience, and post-benefit convenience are the determining dimensions of service convenience and have a significant positive effect on mobile banking performance. In addition, compatibility also has a significant positive effect on mobile banking performance. However, relative advantage and complexity do not affect mobile banking performance.

Muhammad Simba Sembiring

Sisi Maghfirah Rahmah Sembiring

Banks and Bank Systems

The journal focuses on the results of scientific researches on monetary policy issues in different countries and regions all over the world. It also analyzes the activities of international financial organizations, central banks, and bank institutions.    Key topics:  -Monetary Policy in Different Countries and Regions;  -Monetary and Payment Systems;  -International Financial Organizations and Institutions;  -Monetary Policy of Central Banks;  -Organizational Structure, Functions and Activities of Central Banks;  -State Policy and Regulation of Banking;  -Bank Competitiveness;  -Banks at the Financial Markets;  -Bank Associations and Conglomerates;  -International Payment Systems;  -Investment Banking;  -Financial Risks and Risk Management in Banks;  -Capital and Ownership Structure, Bankruptcy and Liquidation, Mergers and Acquisitions of Banks;  -Corporate Governance and Goodwill;  -Personnel Management in Banks;  -Econometric, Statistical Methods; Econometric Modeling of Bank Activities;  -Bank Ratings.

The journal "Banks and Bank Systems" focuses on the scientific research results related to monetary policy issues in various countries and regions around the world. It analyzes the activities of international financial organizations, central banks, and banking institutions. Key topics include: Monetary Policy in Different Countries and Regions; Monetary and Payment Systems; International Financial Organizations and Institutions; Monetary Policy of Central Banks; Organizational Structure, Functions, and Activities of Central Banks; State Policy and Regulation of Banking; Bank Competitiveness; Banks in Financial Markets; Bank Associations and Conglomerates; International Payment Systems; Investment Banking; Financial Risks and Risk Management in Banks; Capital and Ownership Structure, Bankruptcy and Liquidation, Mergers and Acquisitions of Banks; Corporate Governance and Goodwill; Personnel Management in Banks; Econometric and Statistical Methods; Econometric Modeling of Bank Activities; Bank Ratings.

《Banks and Bank Systems》期刊专注于全球各国和地区货币政策问题的科学研究成果。期刊分析国际金融组织、中央银行和银行机构的活动。主要主题包括：不同国家和地区的货币政策；货币和支付系统；国际金融组织和机构；中央银行的货币政策；中央银行的组织结构、职能和活动；国家政策与银行监管；银行竞争力；银行在金融市场中的角色；银行协会和金融集团；国际支付系统；投资银行；银行的金融风险与风险管理；资本与所有权结构、破产与清算、银行的并购；公司治理与商誉；银行的人力资源管理；计量经济学、统计方法；银行活动的计量经济学建模；银行评级。

Examining mobile banking performance among college students in Indonesia

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